Public liability insurance

Public liability insurance



If you are tired of searching around online for public liability insurance then we have the perfect solution! If you run are self employed or run a business then the chances are you have more than enough to do without the stress of looking for a comprehensive policy at a low price, for this reason we have created a specific quote system for liability insurance in the UK which will search for the best price from a panel of different insurers and provide you with a comparative quote.

Our quote system is available online 24 hours a day to provide you with a quotation for your public liability insurance from several different insurance companies. You could save yourself both time and money on your public liability policy by letting our automated system do the hard work of searching our panel of insurers for the lowest premium and/or excess and after this you might want to try out our automated system for landlords insurance which again searches many insurers on your behalf.

You may be wondering why you actually need a public liability policy, the main idea of this insurance is to cover yourself against a member of the public(for example a client you are working for) holding you liable for any injury or property damage you cause during the course of your occupation. A prime example would be if you were a builder and whilst carrying your equipment into the property you accidently knocked over an expensive item which the customer held you liable for the cost of repairing or replacing. Your public liability insurance also provide cover against the person holding you liable for injury, for example if you left your tools on the ground and the customer then tripped over them injuring themselves and held you liable.

When obtaining a quote you will have a choice of how high your level of indemnity is, for example cover levels start at £1,000,000 upto £5,000,000 for public liability and £10,000,000 for employers liability. Usually you will need a minimum level of £5,000,000 if you intend to work for any jobs supplied by the council. You will need to make sure you put down each and every occupation you carry out to ensure you are fully covered for each activity you undertake.
Public liability insurance